Yes. A subscription fee of N1,000 is charged yearly for account maintenance fees, but only after the initial complimentary subscription period. A KYC fee of N60 is deducted from your initial deposit into FinPay and this is refunded when you pay your first subscription. If you need to redo your KYC for any reason, then the N60 is chargeable. There is a fee of N15 when you move money from FinPay into your verified bank account.